Choose Falcon Products

Falcon offers a robust suite of fintech products designed to launch, scale, and manage credit and payment programs effortlessly. Whether you are a bank, NBFC, fintech, or enterprise, Falcon provides modular solutions that help you innovate faster.

Choose the right products based on your business needs and scale confidently with Falcon.

Choose the Falcon Product

Credit Cards

Credit Line on UPI

Prepaid Cards

Savings Accounts

Fixed Deposits

🧾 Credit Cards

Falcon’s Credit Card infrastructure is built to support the entire lifecycle of secured and unsecured cards, from origination and KYC to transaction monitoring, rewards, and collections. Our platform is brand-agnostic and supports proprietary as well as co-branded cards.

Key capabilities:

Customizable card lifecycle management (issuance, activation, suspension, closure)
Support for Visa/Mastercard/RuPay schemes
Support for Visa, Mastercard, and RuPay card networks
Dynamic credit limit controls, spend categories, and usage rules
Bulk issuance, spending caps, team limits, and accounting hooks for corporates
Real-time APIs for transaction feeds, authorization logic, and balance updates
White-labeled Mobile SDKs and Issuer Dashboard for ops and support teams

Ideal For: Banks, NBFCs, fintechs, and marketplaces looking to embed branded credit offerings with advanced controls.

💸 Credit Line on UPI

Our Credit Line on UPI product allows partners to extend working capital, personal loans, or credit limits directly on the UPI rails, without issuing a card. Users transact using their existing UPI handle while drawing from a sanctioned credit line.

Key capabilities:

Real-time credit line allocation and disbursal linked to UPI ID
Auto-repayment schedules and NACH/eMandate support
Credit risk APIs for rule-based underwriting
Comprehensive reporting and reconciliation APIs

Ideal For: Fintech lenders, BNPL players, and banks aiming to embed small-ticket or revolving credit in a low-friction format.

💳 Prepaid Cards

Falcon’s Prepaid Card solution is perfect for use cases that demand spending control such as expense management, loyalty disbursements, gig economy payouts, and more without a credit line. Our APIs let you launch prepaid cards programmatically topped up, paused, or linked to wallets.

Key capabilities:

Instant virtual and physical card creation
Single-use or reloadable card support
Options to set merchant category (MCC) restrictions and spending limits
Programmatic loading via UPI, IMPS, or external wallets
Real-time transaction and balance APIs
Data events for spend alerts, failed loads, or suspicious activity

Ideal For: Corporates, HR platforms, reward programs, and digital wallets looking for lightweight, compliant prepaid solutions.

💰 FD & Savings

Falcon enables digital distribution of Fixed Deposits and Savings Accounts through embedded workflows. Businesses can onboard users, collect KYC, and book deposits in real-time with regulated banking partners via our APIs and SDKs.

Key capabilities:

Digital FD creation and maturity management
Dynamic rate card configuration based on tenure
Support for recurring deposits and auto-renewals
Compliant KYC and CKYC workflows
Dashboard tools for user account oversight and payouts
FD-backed credit card or line of credit issuance

Ideal For: Wealth techs, payroll platforms, and NBFCs looking to offer regulated savings products or power-secured lending use cases.

🛠 Platform Access: Issuer Dashboard and Mobile SDK

Every Falcon product can be orchestrated through:

Issuer Dashboard: A secure web console for your operations, support, and finance teams to manage users, cards, transactions, limits, and compliance workflows.
Mobile SDKs: Integrating card issuance, spend controls, UPI payments, and account views into your own Android/iOS apps.

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