INITIATE_PAYMENT

After INITIATE_FD_APPLICATION, the FD is in INITIATEDstate. The INITIATE_PAYMENT action code is used to make the payment for this FD.

Use the following payload structure for payment via net-banking

Request

payload: {
  paymentGateway: 'PHONEPE',
  initiatePaymentRequest: {
    mode: 'NET_BANKING',
    bankId: 'SBIN',
    redirectUrl: 'https://www.google.com/',
    orderId: '948d5d54-37f7-4681-b7fa-3da308434224',
  },
},

Use the following payload structure for payment via UPI

payload: {
  paymentGateway: 'PHONEPE',
  initiatePaymentRequest: {
    mode: 'UPI_COLLECT',
    vpa: 'ankur22@ybl',
    redirectUrl: 'https://www.google.com/',
    orderId: '948d5d54-37f7-4681-b7fa-3da308434224',
  },
},

Response

{
        "message": "Payment initiated",
        "status": "Success",
        "upiQRCodeImage": null,
        "upiIntentUrl": null,
        "netBankingUrl": null
    }

Payload

Field	Type	Supported Values	Description
paymentGateway	String	PHONEPE	The payment gateway to use. We support PhonePe as the payment gateway
mode	String	UPI_COLLECT, UPI_QR, NET_BANKING	The payment method to use. We support UPI and net banking as of now.
bankId	String	SBIN	The bank id corresponding to the user's bank
redirectUrl	String		The URL to redirect to after a payment is complete
orderId	String		This is the order ID received from the INITIATE_FD_APPLICATION action